Businesses that accept recurring payments for their goods or services have more advantages than disadvantages. For starters, they know they will receive their payments on time in their high risk merchant account. They will also be able to predict their cash flow more accurately, reduce their billing and collection costs, and automate at least a portion of their accounts receivable. Merchants can set up free trials for their customers to see if their product or service is a good fit, then sign up for a recurring payment schedule once the trial period is over.