Leanbean I also sent them a memo referring to their private forum when I feel of it as this excuse. That's a report that could have been found at Wharton. I had a good portion of "yes" answers to my questions as well as a portion of "no" answers. I won't be all that long-winded, though. What's the catch? I'm not attempting to beat around the bush with you. I keep drawing blanks.  (SPECIAL...